Buckle up: This short sci-fi film feels more like an episode of Black Mirror than an ad for a personal investment app. Envisions a future where big money banks steal our dreams, literally!

Bank ads love to talk about your dreams. A bucolic retirement, an Ivy League education for your kids, that five-bedroom home with the “Sold” sign in the yard. But a new short film from Canadian financial tech startup Koho positions banks not as the enablers of your best life but rather as harvesters of dreams, brutally siphoning customers of both their money and their aspirations. It’s not a pretty picture.

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